PayLater is here to bring you what you want when you want it, making payments for life’s pleasures easier, more rewarding and stress-free.
PayLater, the smart way to pay for life’s many pleasures
Pay only the price of what you’re bringing home. There’s no interest, no upfront costs, and no fees as long as you pay on time.
There’s only one charge if you miss a scheduled payment, and that’s a flat S$10 admin fee to reactivate your suspended PayLater account.
The joy is in receiving your parcel, not paying.
There’s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!
You can automate deductions from your GrabPay balance or linked card, which makes it virtually impossible to miss a payment, and keeps you from incurring any admin fee.
PayLater is designed for easy registration, so you won’t need to apply or send us more documentation to start using it. If you’re an existing Grab user, you’re likely able to access PayLater immediately.
Grab users who are eligible for PayLater should be
1. 21 years and older
2. Platinum, Gold or Silver GrabRewards tier member, and
3. Have used either credit or debit card for at least 3 Grab transactions in the recent months.
If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.
If you don’t see the PayLater option, we’re unfortunately unable to offer this service to you just yet. All approvals are subject to our internal review.
We are working towards providing the PayLater service to more users soon. Stay tuned!
Easily track if you’re earning GrabRewards points for your selected Grab payment method by checking it during the checkout flow. Get up to 1.2% back in GrabRewards points (or up to 6 GrabRewards points per S$1 spent) for every PayLater transaction.
PayLater is a free service offered by retailers to you – there are no upfront fees charged or any interest accrued.
The only fee that may be incurred is admin fee to reactivate your suspended account for each missed payment. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.